Most people are familiar with physical skimming devices placed on ATMs or card readers that steal payment data. But a more sophisticated and invisible threat is growing online: E-Skimming.
E-Skimming occurs when cybercriminals inject malicious code into websites, often through phishing emails or unpatched software vulnerabilities. Once embedded, this code silently captures credit or debit card details at the point of purchase. It doesn’t crash systems or lock files—it simply steals, undetected.
Why it matters
E-Skimming is particularly dangerous because it targets both consumers and businesses. For individuals, it means stolen card data and fraudulent charges. For organisations, it can lead to reputational damage, financial loss, and regulatory consequences.
Businesses can reduce their risk by:
- Keeping systems and plugins updated
- Changing default login credentials
- Segmenting networks to limit access
- Training staff to recognise phishing and spear phishing attempts
Consumers can protect themselves by:
- Avoiding the storage of card details with online retailers
- Using credit cards instead of debit cards for greater protection
- Monitoring statements regularly for suspicious activity
A smarter way forward
As awareness grows, so does the need for practical, accessible cybersecurity education. That’s where platforms like Cybermate come in, offering tailored training and real-world examples to help organisations and individuals stay ahead of threats like E-Skimming.
If you’re looking to strengthen your defences or run a demo for your team, Cybermate is ready to help.
